SHARE ACCOUNTS
Quarterly statements are provided. Dividends declared quarterly...paid quarterly. |
| Minimum balance required at all times |
$25.00 |
| To reopen an account previously closed |
$10.00 |
| Christmas Club-each withdrawal before November |
$ 5.00 |
| Credit Union Check withdrawals-more than one per month |
$ 5.00 |
| Check cashing for non-member |
$ 5.00 |
SHARE DRAFT ACCOUNTS (including Bill Payment)
Monthly Statements will be provided |
| Stop payments |
$28.00 |
| NSF Checks |
$28.00 |
| Transfers from shares or loans to cover NSF checks |
$ 5.00 |
| Copy of a draft paid from federal reserve |
$ 2.00 |
| Balancing statement after first time...per hour charge |
$10.00 |
| Interim statement printout at teller counter |
$ 5.00 |
| Interim Statement by phone or mailed |
$ 5.00 |
| Copy of statement-Quarterly or Monthly |
$ 5.00 |
ATM/DEBIT CARDS
Monthly statements will be provided |
| NSF Checks |
$28.00 |
| Transfer from shares or loans to cover NSF debit cards |
$ 5.00 |
| Balancing statement after first time...per hour charge |
$10.00 |
| Interim statement printout at teller counter |
$ 5.00 |
| Interim statement by phone or mailed |
$ 5.00 |
| Lost card, or replacement card |
$ 5.00 |
| Replacement of PIN number |
$ 5.00 |
| ATM/DEBIT research/retrieval fee |
$10.00 |
VISA CARDS
Monthly statements will be provided on accounts with balances. Click here to see the current Annual Percentage Rate with a 25 day grace period on purchase transactions. Cash advances accrue interest from the date of the advance |
| VISA payment returned NSF |
$28.00 |
| Lost card, or replacement card |
$ 5.00 |
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| Late payment fee |
$28.00 |
| Replacement of PIN number |
$ 5.00 |
| Draft retrieval fee |
$10.00 |
| OTHER FEES |
| Deposit items returned |
$15.00 |
| Returned loan payments |
$15.00 |
| Research transactions...time charged per hour |
$10.00 |
| Wire fee-Domestic before 12:00 noon |
$15.00 |
| Wire fee-Domestic after 12:00 noon |
$20.00 |
| Western Union-Domestic |
$25.00 |
| Escheat Fee |
$50.00 |
| Document charge for researching items...each document-per page |
$ 1.00 |
| Photocopy per page |
$ 1.00 |
| Fax service for local or long distance |
$ 3.00 |
Effective 5/19/2010 |
