
As a member of PFCU, you have access to affordable financial products including savings and investment programs, low cost loans, affordable checking and convenient access to your funds with ATM/Debit Visa cards.
To learn more about our financial products simply scroll down the page.
REGULAR (Share) SAVINGS ACCOUNTS
Our regular Share (savings) account is the basic savings account you open to begin your membership in the credit union. The minimum balance required is $25.00. This $25.00 must remain in your account at all times in order to continue your membership.
SHARE DRAFT (Checking) ACCOUNTS
A minimum of $25.00 is required to open your Share Draft (checking) Account. The initial deposit is required to cover the cost of your check order. No minimum balance and no service charges on this type of account, only your check order.
IRA’S (Individual Retirement Accounts) and CD’S (Term Share Certificate Accounts)
Your credit union has a variety of investment accounts for you to choose from. Terms vary from one year up to three years. IRA accounts differ from other CD’S in that you may deposit or add to your IRA before maturity. The minimum deposit for a CD is $2,000.00, and for an IRA it is only $25.00 and may also be automatically deducted from your payroll.
LOANS
It is to your advantage to borrow from your credit union because, normally, we have the lowest interest rates available. Loans are granted to creditworthy members for multiple purposes: debt consolidation, vacation, tax payments, new and used vehicles, recreational vehicles, mortgages and various other reasons.
We try to the best of our ability to give same day loan service, or at least within 24 hours. Each loan application is reviewed by our loan officers, who approve loans based upon the individuals ability to pay, credit history, and other considerations. Click on rates for more information.
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