Rates







 Loans | Savings

 

RATES ARE AS LOW AS BEGINNING RATE DEPENDING ON CREDIT, ETC-EFFECTIVE 3/12/2011 

 

Loans  Rate APR* Term Daily Periodic Rate  
New Auto Loans (100% of purchase price)not to exceed MSRP 3.500 3.500 36 .009589% Calculator
New Auto Loans (100% of purchase price)not to exceed MSRP 3.500 3.500 48 .009589% Calculator
New Auto Loans (100% of purchase price)not to exceed MSRP 3.500 3.500 60 .009589% Calculator
Used Auto Loans (NADA values) - up to 7 years old 3.500 3.500 36 .009589% Calculator
Used Auto Loans (NADA values) - up to 7 years old 3.500 3.500 48 .009589% Calculator
Used Auto Loans (NADA values) - up to 7 years old-$12,500.-60 months 3.500 3.500 60 .009589% Calculator
Classic/Collectible and Special Interest Cars (NADA low value range, or appraisal) 9.000 9.000 36 .024658% Calculator
New Motorcycle Loans (100% of purchase price)not to exceed MSRP-street legal only 5.900 5.900 36 .016164% Calculator
New Motorcycle Loans (100% of purchase price)not to exceed MSRP-street legal only 6.500 6.500 48 .017808% Calculator
New Motorcycle Loans (100% of purchase price)not to exceed MSRP-street legal only 6.900 6.900 60 .018904% Calculator
Used Motorcycle Loans (NADA avg. retail value and clean trade value over 7 years old (1% higher) 6.900 6.900 36 .018904% Calculator 
Used Motorcycle Loans (NADA avg. retail value and clean trade value over 7 years old (1% higher) 7.500 7.500 48 .020548%  Calculator
Used Motorcycle Loans (NADA avg. retail value and clean trade value over 7 years old (1% higher). $12,500 for 60 months. 7.900 7.900 60 .021644%  Calculator
New Recreational Vehicles (100% of purchase price or $75,000.00) - less than $10,000.00 5.900 5.900 36 .016164% Calculator
New Recreational Vehicles (100% of purchase price or $75,000.00) - $10,001.00 to $20,000.00 6.500 6.500 48 .017808% Calculator
New Recreational Vehicles (100% of purchase price or $75,000.00) - $20,001.00 to $30,000.00 6.900 6.900 60 .018904% Calculator
New Recreational Vehicles (100% of purchase price or $75,000.00) - $30,001.00 to $40,000.00 7.250 7.250 72 .019863% Calculator
New Recreational Vehicles (100% of purchase price or $75,000.00) - $40,001.00 to $75,000.00 9.000 9.000 84 .024658% Calculator
Used Recreational Vehicles (100% - purchase price or NADA value) - up to 7 years old and $75,000.00 5.900 5.900 36 .016164% Calculator
Used Recreational Vehicles (100% - purchase price or NADA value) - up to 7 years old and $75,000.00 6.500 6.500 48 .017808% Calculator
Used Recreational Vehicles (100% - purchase price or NADA value) - up to 7 years old and $75,000.00 6.900 6.900 60 .018904% Calculator
New Watercraft Loans -(100% of purchase price up to MSRP-up to $200,000 6.900 6.900 36 .018904% Calculator
New Watercraft Loans -(100% of purchase price up to MSRP-up to $200,000 7.500 7.500 48 .020548% Calculator
New Watercraft Loans -(100% of purchase price up to MSRP-up to $200,000 7.900 7.900 60 .021643% Calculator
New Watercraft Loans -(100% of purchase price up to MSRP-up to $200,000 8.250 8.250 72 .022603% Calculator
New Watercraft Loans -(100% of purchase price up to MSRP-up to $200,000 10.000 10.000 84 .027398% Calculator
Miscellaneous/Secured Loans (100% of purchase price, UCCI required) Up to $5,000 8.900 8.900 36 .024384% Calculator
Miscellaneous/Secured Loans (100% of purchase price, UCCI required) $5,001.00 to $10,000 9.900 9.900 48 .027123% Calculator
Miscellaneous/Secured Loans (100% of purchase price, UCCI required) $10,001.00 to $20,000.00 10.900 10.900 60 .029863% Calculator
Line of Credit/Unsecured Loans - up to $20,000.00 9.90  9.90 60 .027123% Calculator
Personal Signature/Unsecured Loans - up to $20,000.00 9.90 9.90  60 .027123% Calculator
           
Home Equity Loans-120% of tax assessment, or 80% of appraisal minus 1st mortgage balance.  Call for other details.  call for current rates call for current rates  60   Calculator
Home Equity Loans 120% of tax assessment, or 80% of appraisal minus 1st mortgage balance.  Call for other details.  call for current rates  call for current rates  120    Calculator
Home Equity Loans 120% of tax assessment, or 80% of appraisal minus 1st mortgage balance.  Call for other details.  call for current rates   call for current rates   180   Calculator

 

*APR = Annual Percentage Rate
Risk-Based Loans: May result in a higher interest rates over normal loan rates depending on debt ratio, un-satisfactory credit which includes collections, suits, judgements and bankruptcy.
Filing Fees: You will be charged a lien filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law for the credit union to obtain a lien on your property. The amount of the filing fee will be disclosed at each advance.
Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees.
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Savings  Rate APY* Term
Regular Savings .25  .25  n/a
12 Month Certificate -minimum $2,000 .50   .50  12
24 Month Certificate -minimum $5,000 .74   .74  24
36 Month Certificate -minimum $10,000 1.07 

 1.07 

36
       

 

*APY = Annual Percentage Yield
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